SPAIN Residency – Non-Lucrative

  • ✓Investment from EUR 28,800
  • ✓Processing in 90 days
  • ✓Visa-free to Schengen Area

Spain Residency – Non-Lucrative Visa

The Spain Non-Lucrative Residency Visa allows non-EU nationals with sufficient financial means to reside in Spain without engaging in any local economic or professional activities. Ideal for retirees, investors, and individuals seeking a high quality of life in Europe, this residency option offers access to Spain’s healthcare system, a relaxed lifestyle, and the possibility of long-term residency and citizenship.

Spain

Spain

Residency – Non-Lucrative Visa

Program Requirements

To qualify for this program, applicants must meet the following eligibility criteria.

  • Age Requirement

    Applicants must be at least 18 years old.

  • Health Insurance

    Must have valid health insurance coverage in Spain for a minimum of 1 year covering the applicant and all of the dependents (co-pay or deductible-based insurance will not be accepted).

  • Background Check

    Clean criminal record and pass a security background check.

  • Proof of Passive Income

    Demonstrate a stable income to support themselves and any dependents.

  • Proof of Accommodation (required by some Spanish Consulates)

    can be proven with existing property in Spain, long-term rental of 3-12 months, a letter from a host, or hotel/temporary stay booking

Investment Options

Applicants must provide proof of passive income (dividends, coupons, interest, pension, social security, and rental income) of 400% of IPREM for the main applicant and 100% of IPREM for qualified dependents

  • Main applicant: EUR 28,800 per year (as of 2025)
  • Qualified dependents: EUR 7,200 per year (as of 2025)

Application Process

Provide proof of passive annual income equal to a minimum of 400% of Spain’s Indicador Público de Renta de Efectos Múltiples (IPREM), and 100% of IPREM per qualified dependent

Document Preparation

Gather all necessary documents, including passport copies, proof of investment, health insurance, and a clean criminal record certificate.

Application Submission

Submit the application to the relevant Spanish consulate in your country of residence

Visa Approval

The Non-Lucrative Visa is approved and issued for an initial 90 days.

Enter Spain on the acquired visa and apply for a residence permit (TIE card) within 1 month of arrival.

90 days after the initial visa expiration, apply for renewal, which is granted for 1 year. The second renewal is granted for 2 years, and 2 years thereafter.

Program Benefits

High Quality of Life

Access to world-class amenities, healthcare, education, and infrastructure in one of the most sought-after destinations in Europe.

Warm climate

Safety and security

Fast processing time

Dependents Included

Family members, including spouse and children, can be included in the visa (adult children must prove financial dependence).

Pathway to Long-Term Residency

Possibility to renew the residency permit and apply for permanent residency and citizenship

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Frequently Asked Questions

GENERAL QUESTIONS

1)

What is the Spain Non-Lucrative Residency Visa?

The Spain Non-Lucrative Residency Visa allows non-EU nationals with sufficient financial resources to live in Spain without engaging in local employment or professional activities. It is a popular option for retirees, financially independent individuals, and investors seeking a high quality of life in Europe.

2)

Who is eligible for the program?

Applicants must be at least 18 years old, demonstrate sufficient passive income, maintain comprehensive health insurance, have a clean criminal record, and meet Spain's immigration requirements.

3)

What are the main benefits of the program?

Key benefits include:

  • The right to reside in Spain
  • Visa-free travel throughout the Schengen Area
  • The ability to include eligible family members
  • Access to Spain's healthcare system
  • A high quality of life with a warm climate
  • A pathway to long-term residency and, subject to legal requirements, Spanish citizenship

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